| Out of the budget medical emergencies can be | | | | spend in the province each year. In Ontario, you |
| extremely overwhelming and can be so burdensome. | | | | should stay for a minimum of 153 days in that |
| Especially when you are out on a trip with your | | | | province within a 12-month period to be covered by |
| family and friends, or on that important business trip | | | | the Ontario Health Insurance Plan. In Alberta, the |
| only to find out that your Provincial Health Insurance | | | | minimum number of days of residency required is 183 |
| will not cover your medical expenses; such a | | | | days in a 12-month period to be eligible for care |
| nightmare! | | | | under the province health insurance plan; same is true |
| Provincial government health insurance plans will only | | | | with the most of the other Canadian provinces. |
| cover emergency care up to a certain extent, and | | | | Are you aware that traveling to other provinces |
| that extent is dependent upon the service that | | | | within Canadian territory could necessitate a need for |
| would have been expended in your home province. | | | | you to secure travel insurance to get you covered? |
| The rest should be paid for by you, and this is the | | | | There are a number of provinces and areas in |
| difficult part here because this would come in very | | | | Canada where you can find yourself uncovered; |
| expensive especially if you are out of your own | | | | there are a number of exceptions in the Provincial |
| country. This is where travel health insurances come | | | | Health Plan policy. Items that are not covered include |
| in handy. | | | | medicines prescribed in the course of consultation, |
| Travel insurance is the answer to supplement | | | | dental services under certain instances and |
| provincial plan coverage and thus, ensure full | | | | circumstances, expenses incurred from bringing a |
| coverage for medical emergencies, unexpected | | | | family member to the ill person's bedside, ambulatory |
| illnesses and accidents while on vacation outside | | | | services for transport to a better facility, costs of |
| Canada. Services like emergency hospitalization, | | | | returning the vehicle, appliance rental like wheel chairs, |
| physician fees, medical assistance, emergency medical | | | | crutches, braces and the like, and also costs of |
| transportation, health care monitoring and other | | | | accommodation of a travel companion. |
| related services can be provided as well. | | | | This only means one thing: buying and securing |
| In order for you to be eligible for coverage in your | | | | yourself with a travel health insurance is a necessity, |
| provincial health plans, most Canadian provinces | | | | whether you are traveling in or out of Canada. |
| require a minimum number of days that one should | | | | |