| With the costs of trips and vacations and time spent | | | | delays in your luggage or travel itinerary as well. |
| away from home, either for business or relaxation, | | | | These can be submitted as well if your trip has been |
| the last thing you want to have to worry about is | | | | cut short or canceled. Trip cancellation insurance is |
| your trip being canceled or cut short for any reason. | | | | just like any other coverage; they will ask you for |
| This does happen however and you do not want to | | | | correct and sufficient documentation of anything that |
| find yourself in the position for footing the expenses | | | | you are claiming. |
| and bill, plus the added costs of returning home early. | | | | Tip Number Three: Keep Copies of Everything |
| Many cruise itineraries and pre-planned and paid for | | | | Getting into the habit of keeping copies for |
| trip venues may even charge you costly penalties for | | | | everything and anything will be in your best interest |
| ending a trip early or canceling. Trip cancellation | | | | when submitting a claim. Make copies of all papers |
| insurance may lend you the peace of mind you | | | | you submit along with your claim forms. If you do |
| deserve and need in a time such as this. Let us | | | | not keep a copy of things, then if they get lost along |
| discuss some tips that may put your mind and help | | | | the way in either the mail or through the system, |
| you in getting your claims processed in a timely | | | | then you will be stuck. It is usually when you do not |
| manner. | | | | think to make a copy of something; it will end up lost |
| Tip Number One: Have Sufficient Injury or Sickness | | | | or missing. |
| Documentation | | | | Tip Number Four: Copies of Prescriptions and |
| If you become sick or injured on your trip or | | | | Physician's Business Card |
| vacation, then by all means visit your doctor or a | | | | It never hurts to include a physician's business card |
| hospital. If you do not get sufficiently checked out, | | | | and definitely copies of all prescriptions. If there are |
| then the trip cancellation insurance may not want to | | | | any questions on the insurance companies claim side |
| pay. You will have a tough time showing the | | | | of the situation, then you will have supplied them |
| insurance company that you were sick or injured if | | | | with numbers to make their own inquiries. There is |
| there is no documentation or proof. Most coverage | | | | usually not enough room to write all this information |
| will ask that you be examined while on the trip in | | | | down on a claim form, so including it when you |
| order for payout of benefits. | | | | submit your claim will be ideal. |
| Tip Number Two: Keep All Receipts and Proof of | | | | Following all these tips will have your claim on its way |
| Expenses Incurred | | | | to becoming quickly processed. Trip cancellation |
| Claims ask for many receipts and proof to be shown, | | | | insurance will have you resting assuredly, that if you |
| so no matter how small an expense is, keep proof or | | | | trip is cut short, then you will not have to worry. |
| documentation of it. Also, keep any receipts for | | | | |