| Hi, Friends. Today, we need as many ways as | | | | aid in feeding that person. There are many charities, |
| possible to KEEP MORE OF OUR MONEY! In this | | | | that are working to make the world a much more |
| article, I write about 10 ways to save BIG money. I | | | | humane place for all of us. Many of these charities |
| have included a new one... the Money Merge System, | | | | have 501C(3) status, which means, any donations we |
| which is a way to PAY DOWN YOUR 15 OR 30 | | | | make are 100% tax deductible. Overall, we will be |
| YEAR MORTGAGE IN A FRACTION OF THAT TIME. | | | | much safer, and have more abundance when ALL |
| Do a Google on Money Merge System to learn more | | | | people in this world have at least the basic |
| about it. We have developed our own version of the | | | | necessities in life. |
| Money Merge System named "The Self-Implemented | | | | Sales Tax Differences. Buy, especially expensive |
| Fast Mortgage Pay Off System" which eliminates the | | | | items, where taxes are less. There are several |
| middle man "hosting company", who charges a hefty | | | | percent differences in the sales tax in cities and |
| sum to become part of that system. Stay tuned and | | | | villages that surround one another. We live close to a |
| join our newsletter to learn more about it. | | | | large city and are frequently there, but I cannot |
| Renting Instead of Owning. In this day and age, | | | | remember the last time we filled up the car with |
| there are few reasons to rent versus owning your | | | | gasoline in the city. The city gasoline taxes add at |
| own home. Even if you find it difficult to qualify for a | | | | least an extra $0.10 to the price of gasoline |
| mortgage, and in today's market this is quite | | | | compared to the surrounding communities. Also the |
| common, you can find people who will sell your home | | | | sales tax on goods and food is 2 to 4% higher than |
| and hold paper (be the bank). Many times they will | | | | in the surrounding suburbs and counties. I am not |
| give you an interest rate that is lower than what the | | | | saying we should not support the places where we |
| banks are currently charging, and will also give you | | | | live, but I believe one of the ways we can put |
| ample time to procure a mortgage from a bank. | | | | pressure on the politicians to keep taxes down is by |
| Not Having A Home-Based Business. In America a | | | | not supporting unwarranted tax increases. |
| home-based business gives you so many advantages, | | | | Shop From The Internet. Shopping from the Internet |
| and tax write-offs we can't afford not to have one. | | | | saves you (in some cases), sales tax and in all cases |
| With a home based business you can write off on | | | | wear and tear on your car, gasoline, time and can be |
| your taxes a percent of your mortgage or rent, | | | | a lot less stressful. Many times you can also save in |
| utilities, car fuel, entertainment and more. You can | | | | shipping costs if you order over a certain dollar |
| choose any kind of legitimate business to receive | | | | amount. You can buy everything off the Internet |
| these advantages. | | | | from lingerie to the car you drive. Internet shopping is |
| Gasoline Prices. Gasoline prices have are above $4.00 | | | | the best! |
| gallon. I have heard people with large SUV's or cars | | | | Discounts On Children's Classes. Soccer Moms and |
| with V8 engines saying when they pull into a gas | | | | Dads out there, did you know you could get |
| station it easily takes $100 to fill the car which lasts | | | | discounts on children's classes and lessons for siblings, |
| only 2 or 3 days. My 4-cylinder Ford Focus costs | | | | if you just ask for them? We enrolled Markus (one |
| approximately $35 to fill and this fill-up lasts about 5 | | | | of our 7 year old twins) in a summer reading program |
| days. Unless you have money to literally "burn", | | | | through one of the local universities and decided to |
| driving a smaller car will cut your "gasoline" budget | | | | enroll his brother Malcolm. By just asking we were |
| down immensely. | | | | able to enroll Malcolm for 50% off! If you are not |
| Donating To Charities. We really do live in an | | | | sure and sibling discounts are not advertised |
| interdependent world, thus when one person is | | | | ALWAYS, ALWAYS ask. |
| hungry we have a responsibility as human beings to | | | | |