| By shopping around for your caravan travel insurance | | | | would have to work out the cost of your belongings |
| you can ensure that you get the best policy for your | | | | and then insure for this amount. Therefore you would |
| needs and the features that you need. Features will | | | | have to go around and make an inventory of the |
| differ based on the provider so these would need to | | | | contents of your caravan which would include even |
| be checked as would the exclusions and limitations in | | | | the smallest of items. Providers will usually allow you |
| the policy as all providers will include some in their | | | | to take out a policy that would give you new for old |
| protection. | | | | and some will take wear and tear into account. If |
| When travelling around in your caravan there are | | | | you take cover that offers new for old then this is |
| certain features that you could need based on where | | | | exactly what you get, brand new replacements if |
| you plan on travelling in your caravan. If you are | | | | you should have to claim for your belongings. |
| travelling around Europe then check to find out what | | | | There are ways that you can make savings on your |
| European cover is included in the policy. You would | | | | caravan travel insurance. One of these is to boost up |
| also have to check the limits as this can differ with | | | | the amount of excess that the insurance company |
| some providers offering more days protection than | | | | asks for. All insurance providers will ask that you pay |
| others. European cover would allow you to make a | | | | a certain amount of excess before they will then |
| claim on the insurance if you were to suffer a | | | | take over the rest of the claim. By offering to pay a |
| breakdown or be involved in an accident while touring. | | | | higher amount of excess you could keep the cost of |
| The policy would usually also provide benefit for you | | | | insurance down but you would have to find this sum |
| to stay in alternative accommodation if your caravan | | | | of money out of your own pocket as a cash lump |
| was damaged and you could not stay in it. Without | | | | sum. Should you have to claim on the insurance more |
| European cover behind you these costs would have | | | | than once in the same year you would probably have |
| to come out of your own pocket and they could be | | | | to pay out more than any savings you could make? |
| a substantial sum. | | | | You could also ensure that your caravan was as |
| Check to ensure the amount that would be paid out | | | | secure as possible while touring around. You could |
| in the event your belongings were damaged or | | | | install door and window locks, an alarm to help keep |
| destroyed would actually cover them. The majority | | | | down the cost of premiums as your caravan would |
| of providers will usually allow you to set this amount | | | | be harder to break into. Even a smoke alarm could |
| yourself but they might limit the amount for certain | | | | make a difference and help to keep down the cost |
| items such as awnings and windows. Usually you | | | | of your insurance. |