| While we as U.S. residents think often about travel | | | | The coverage that is customary is for hospital stay, |
| insurance coverage when we're traveling overseas | | | | although the per day limitations and ceilings will vary |
| we're not so quick to worry about health insurance | | | | plan to plan; medical care, in-patient and outpatient, |
| for Canada travel. This is especially true if our voyage | | | | including physician fees, as well as those for any |
| to Canadian provinces is by car and not by air. We | | | | nursing care, surgery or anesthesia; medical testing |
| don't expect to need health insurance for Canada | | | | such as x-rays and laboratory work; transportation to |
| travel to protect us from exotic diseases or militant | | | | or from medical care by ambulance; medical care |
| uprisings. | | | | provided by a private RN (registered nurse); medical |
| Health insurance for Canada travel should not be | | | | equipment such as wheelchairs, walkers, splints and |
| ignored, however. Your medical insurance provider in | | | | slings; prescription medicine; and the cost of |
| the U.S. will typically only cover a medical emergency | | | | repatriation of the remains of a deceased member of |
| in Canada if the emergency was precipitated in the | | | | your travel group. |
| U.S. and the nearest emergency medical care is | | | | Probably the most crucial part of the plan your |
| Canadian. This is especially true if you're a senior | | | | choose for health insurance for Canada travel must |
| citizen whose only form of medical insurance is | | | | be good coverage in the case of an emergency |
| Medicare. Health insurance for Canada travel is, | | | | evacuation back to your home for medical reasons. |
| therefore, a must. | | | | This is especially true if you are traveling by airline. |
| When you're shopping for coverage you'll want to | | | | The cost of changing travel plans, especially if you've |
| consider several things in your decision. They are: | | | | purchased non-refundable tickets and must now |
| what is excluded from coverage (what particular | | | | arrange a new flight last minute can be exceedingly |
| incidents and situations would your trip coverage not | | | | costly. Even from Canada, you must assume a cost |
| reimburse you for); what sports you can participate | | | | of $10,000 for this coverage alone. |
| in and still be covered by your health insurance for | | | | Planning ahead by purchasing health insurance for |
| Canada travel; whether you might be excluded from | | | | Canada travel will go a long way towards making |
| coverage for a pre-existing condition? and if there is | | | | your Canada vacation a serene stay. |
| a deductible? | | | | |